|Federal Direct Unsubsidized Loans||Federal Direct Graduate Plus Loans||Private Loans|
|Funded By the Government||Funded By the Government||Privately Funded|
|Credit requirement: N/A||Credit requirement: good credit history or no credit history (no delinquent accounts or bankruptcy)||Credit requirement: most lenders require a particular credit score to be approved without a co-borrower|
|Annual maximum: $20,500||Annual maximum: cost of attendance minus other student aid||Annual maximum: cost of attendance minus other student aid|
|Grace period: 6 months||Grace period: not automatic, but can contact lender to request 6 month grace period||Grace period: normally 6–9 months, depending on loan|
|Repayment period: 10–25 years (options available)||Repayment period: 10–25 years (options available)||Repayment period: typically 10-20 years standard|
|How to apply:||How to apply:||How to apply:
Lenders of choice’s website
* Estimated monthly totals listed are for Fall and Spring semesters where tuition cost is split into 4 payments. For Summer semesters, monthly payments will be higher as cost is split into 3 payments.
** Tuition is subject to increase each Fall semester.