Social Security is a program of the United States federal government that provides retirement income, health care for the aged, and disability coverage for eligible workers and their dependents.
Medicare is health insurance for individuals age 65 and older, those under 65 with certain disabilities, or those of any age with End Stage Renal Disease (ESRD). To be eligible:
• You or your spouse must have worked at least 10 years in Medicare-covered employment
• You must be age 65 or older
• You must be a citizen or permanent resident of the United States
• Special rules apply for the disabled and those with ESRD
Part A - Hospital Insurance
• Covers inpatient expenses, skilled nursing facilities, etc.
• Automatically enrolled at age 65 if receiving Social Security
Part B - Medical Insurance
• Covers physician, outpatient and preventive care expenses
• No automatic enrollment
Part C - Medicare Advantage Plans
• Combines coverage of Parts A, B and D from a Medicare-approved insurance company
Part D - Medicare Prescription Drug Coverage
• Purchased separately or as part of a Medicare Advantage Plan (MA-PD)
Medicare
• www.medicare.gov
• 1-800-MEDICARE (1-800-633-4227)
SHINE (Serving Health Insurance Needs of Elders)
• www.floridashine.org
• 1-800-96-ELDER (1-800-963-5337)