You may begin participating a Voluntary Savings Plan at anytime, and immediately upon employment. These plans enable you to make contributions to a retirement account on a pre-tax basis to any of the following University approved companies. The funds in your account including any earnings on your investments will not be taxed until distributed. Access to these funds is limited except as provided by law. For IRS Retirement Plan Limits, please click here.

If you were hired on or after June 1, 2007 or you are a participant in the Retirement Savings Plan, you will enroll in the RSP Voluntary Savings Account (UNIV. OF MIAMI RSP). If you are a participant in either the Employees’ Retirement Plan or the Faculty Retirement Plan, you will enroll in the Supplemental Retirement Annuity Program (UNIVERSITY OF MIAMI SUPPLEMENTAL RETIREMENT ANNUITY PROGRAM). If you are an employee of the University of Miami Hospital (UMH), you will enroll in the RSP II Voluntary Savings Account (UNIV. OF MIAMI RSP II). The enrollment process is the same for all three plans.

For step by step instructions on enrolling in the voluntary RSP or RSP II, please click here.
For step by step instructions on enrolling in the SRA, please click here.

If you need assistance with choosing your investments, you can speak with a Fidelity or TIAA-CREF representative by phone, or schedule a one-on-one appointment.  They know all about your UM retirement plan, and are available to help you.

Fidelity
1-800-642-7131

TIAA-CREF
1-800-732-8353

For more information, please contact HR-Benefits at 305-284-3004.