The University of Miami provides long-term disability insurance at no cost to you after you have been employed for one year. If you become disabled, you will be eligible for a monthly benefit equal to 66 2/3 percent of your base annual salary up to a maximum of $10,000. There is a six-month waiting period before your LTD benefits start. Short-Term Disability (STD) and the Salary Continuation plan (upon LTD approval) can ensure that you have money coming in during the six-month waiting period.

For more information on long-term disability, please contact HR-Benefits Customer Service at 305-284-3004.