Long Term Care (LTC) Insurance enables employees to plan for the care of aging family members, or for their own future needs. Long Term Care Insurance can help provide the financial resources necessary to receive care at home or in a facility; and insurance is available for you, your spouse and you or your spouse’s parents and grandparents. Guaranteed coverage up to $200 per day is available only for you within the first 30 days of employment. Coverage for you after the first 30 days of employment, coverage for your spouse and for you or your spouse’s parents and grandparents is available with evidence of insurability.
You can choose from two plans (with or without inflation protection) and five levels of daily benefits. The five levels of daily benefits are: $70, $100, $130, $150 or $200 per day.
Click here to view the Long-Term Care rates.
Click here to view and print the Long Term Care application for you, the employee.
Click here to view and print the Long Term Care application for your spouse/domestic partner and eligible family members.
Click here to view and print the Long Term Care Evidence of Insurability.
Click here to view a presentation created by UNUM.