The University of Miami offers financial security benefits to help you protect you and your family in the case of accident, illness or disability. The group life and accidental death and dismemberment insurance as well as the long-term disability plans are paid in full by the University.  You may choose to purchase additional protection through excess life insurance, the voluntary AD&D plan, short-term disability and long-term care plans.

Faculty and Staff participate in the life insurance and accidental death and dismemberment insurance (AD&D) upon hire. In addition, faculty and staff may purchase excess life and AD&D insurance at the University’s group rate at any time (though it is beneficial to apply for these plans within 90 days of your hire-date for guaranteed coverage under $50,000).

The University also offers long-term disability, short term disability and long-term care.