The following examples can help you understand how your medical expenses will vary depending on your personal health profile and the plan you choose.

High Medical Plan Use: Maria elects single coverage and incurs a number of medical expenses throughout the year for doctor's visits, a hospital stay, a chest X-ray and outpatient surgery.

View an example of how Maria's in-network services would be paid in each of the three health plans. Maria is using Aetna's in-network doctors for all services.

Low Medical Plan Use: John elects single coverage and is generally healthy throughout the year. He incurs expenses for doctor's office visits and prescription drugs.

View an example of how John's in-network services would be paid in each of the three health plans. John is using Aetna's in-network doctors for all services.

High Medical Plan Use: Grace elects employee plus child coverage for herself and her son Alex. Grace and Alex incur expenses during the year for office visits, an emergency room visit, and prescriptions.

View an example of how Grace's in-network services would be paid in each of the three medical plans. Grace uses Aetna's in-network doctors for all services.

Low Medical Plan Use: Jessica elects employee plus child coverage for herself and her daughter Angela. Jessica and Angela are generally healthy during the year and incur only medical expenses for office visits.

View an example of how Jessica's in-network services would be paid in each of the three health plans. Jessica is using Aetna's in-network doctors for all services.

High Medical Plan Use: Bill elects employee plus children coverage for himself and his two children, David and Christa. Bill and his children incur expenses during the year for office visits, a hospital stay, and maintenance prescriptions.

View an example of how Bill's in-network services would be paid in each of the three medical plans. Bill uses Aetna's in-network doctors for all services.

Low Medical Plan Use: Laura elects employee plus children coverage. She and her children Ava and Henry are generally healthy during the year and incur only medical expenses for doctor's office visits and prescription drugs.

View an example of how Laura's in-network services would be paid in each of the three health plans. Laura is using Aetna's in-network doctors for all services.

High Medical Plan Use: Barbara and her husband Danny elect employee plus spouse coverage. Barbara and Danny incur expenses during the year for office visits, an emergency room visit, and maintenance prescriptions.

View an example of how Barbara and Danny's in-network services would be paid in each of the three medical plans. They use Aetna's in-network doctors for all services.

Low Medical Plan Use: Brian and his wife Michelle elect employee plus spouse coverage. They are generally healthy during the year and incur only medical expenses for doctor's visits and prescription drugs.

View an example of how their in-network services would be paid in each of the three health plans. They use Aetna's in-network doctors for all services.

High Medical Plan Use: Anthony elects family coverage for his wife and their two children and incurs a number of medical expenses throughout the year for doctors' visits, an MRI, outpatient surgery and an emergency room visit.

View an example of how Anthony's in-network services would be paid in each of the three health plans. Anthony is using Aetna's in-network doctors for all services.

Low Medical Plan Use: Robin elects family coverage for her husband and their two children. They are generally healthy during the year and incur only medical expenses for doctors' office visits and prescription drugs.

View an example of how Robin's in-network services would be paid in each of the three health plans. Robin's family is using Aetna's in-network doctors for all services.