Eligible Coral Gables campus graduate students (RA/TA/GAs, Fellows, and Trainees who are enrolled in Ph.D., D.M.A. and M.F.A programs) are eligible for 80% toward the annual cost of the Student Health insurance plan. Students are eligible for 80% of the cost as long as they have a payroll assignment. If a student graduates during the fall semester; the Graduate School would only cover 80% of the cost of health insurance for the fall semester. It is the responsibility of the student to notify the student health center if he/she is leaving the University. Failure to contact the Student Health Service will result in termination of coverage.

1. Decide if you want the insurance coverage and 80% credit.

If you have adequate alternative coverage and do NOT want to accept the 80% credit, waive the Student Health Insurance coverage via CaneLink under the Other Important Links option. To accept the insurance coverage and subsidy, follow the instructions below. Once you accept this coverage and sign up for payroll deduction to pay for your share of the insurance premium, it is an IRREVOCABLE election.

2. Do Not Waive the Health Insurance Charge

If you want to take advantage of this opportunity, do not waive the health insurance charge.  Only students with comparable insurance coverage who do not want to enroll in the University Insurance should waive the insurance charge.  If your insurance charge has been waived, or if you have requested coverage for only one semester, you won’t be able to take advantage of the insurance credit.

3. Select Payroll Option Under the Employee Tab in myUM


To take advantage of this credit, select the payroll deduction option under the employee tab on myUM.

The payroll deduction option will be available on August 1st, 2013. If the payroll deduction option does not appear on your myUM screen, please contact your academic department to verify the status of your assignment. Although the deadline to waive the insurance charge is July 25, the deadline to sign up for payroll deduction is October 1. If your graduate student assignment is delayed, you have until October 1 to sign up for payroll deduction, and thereby take advantage of the insurance credit.

4. Insurance Cost Will Be Deducted From Your Paychecks

Once the payroll deduction option has been selected, the charge for the Health Insurance coverage will be removed from your student account and your portion of the Health Insurance cost will be deducted from your paychecks in six installments starting at the end of October.

October 2013 through March 2014 $109.85 per month for six (6) months

Although your portion of the annual insurance cost will be deducted in six installments from October to March, the insurance coverage period is from August 15, 2013 to August 14, 2014.

Additional information is available at www.miami.edu/student-health.