How To Apply Undergraduate All terms and conditions are subject to change based upon revision to regulations by the U.S Department of Education and Florida Department of Education; and/or revisions to the policies and procedures of the University of Miami.

All of the following criteria must be met:
 
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  • be accepted to the University of Miami and enroll in an eligible degree program
     
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  • be a U.S. citizen or an eligible non-citizen
     
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  • register with the Selective Service system if you are a male between the ages of 18 and 24
     
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  • make satisfactory progress toward a degree or completion of a recognized certificate program
     
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  • not owe repayment on a Pell Grant, Federal Supplemental Educational Opportunity Grant (FSEOG), or a state grant at any institution
     
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  • not be in default/delinquent on any Perkins Loan, Federal Direct Subsidized or Unsubsidized Loan, or PLUS Loan at any institution
     
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  • not have borrowed in excess of the limits for the Perkins or Federal Direct Subsidized or Unsubsidized Loan programs
     
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  • not have been convicted as an adult of possessing or selling illegal drugs

    Need Determination
    Your completed FAFSA will be reviewed to determine your financial need. Financial need is the remaining balance once the estimated family contribution has been subtracted from the cost of attendance:
     
    1.
    Cost of Attendance (COA)
    Includes tuition, fees, on and off campus room and board costs, and additional allowance for books, supplies, transportation and personal expenses.
     
    2.
    Estimated Family Contribution (EFC)
    Independent graduate students' families include the student, spouse, and dependent children if applicable.
    (COA – EFC = Financial Need)

    Census Date (Fixed Enrollment)
    Effective Fall 2014, financial aid awards will be set according to a census date or date of fixed enrollment. All financial aid awards will be set according to the enrollment in effect at the close of business on the last day of the drop/add period each regular term semester. No adjustments will be made to the financial aid awards for any enrollment changes (increases or decreases) made after this date with two exceptions:
     
    a.
    Bright Futures awards will continue to be adjusted (increased or decreased) according to any change in the enrolled credits.
     
    b.
    The aid award package for students with federal financial aid and who completely withdraw (drop to 0 credits enrolled) will be adjusted according to the regulatory required “Return to Title IV Calculation.”


    Verification
    Verification is a federally mandated review process. The Office of Financial Assistance Services is required to obtain and compare information submitted on tax documents, the verification form and the FAFSA. Failure to submit requested documentation may result in cancellation of aid previously offered. Need-based financial assistance (e.g. Federal Work Study and Federal Perkins Loan) cannot be processed or credited to the student's account until the verification process is complete

    Any differences between information entered on the verification form or other requested documents and the FAFSA will result in a new determination of financial need. This new determination of financial need may alter the student's financial aid awards and eligibility. Students will be notified by email when a revised award letter has been generated due to verification adjustments.

    Students will be notified by email if they are selected for verification, and must submit the verification form along with all required documents. A list of required documents will be available to students selected for verification in CaneLink on their “To Do List.”

    Note: Federal regulations require submission of IRS Tax Return Transcripts. These may be ordered at www.irs.gov or by calling 1-800-908-9946.


    Standards of Academic Progress (SAP)
    All University of Miami graduate and doctoral students receiving financial aid through federal aid sources, including the Federal Direct PLUS Loan must maintain at least a minimum cumulative GPA and credit hour completion rate to receive financial assistance. Failure to meet these standard academic progress requirements may result in the cancellation/non-renewal of aid awarded.

    Policies and Procedures
    For the purposes of these policies, academic year is defined as Fall, Spring, and Summer terms.
     
    1.
    Review and Notification
    In order to determine continued aid eligibility, the Office of Financial Assistance Services will review the academic progress at the end of each academic semester for all graduate students receiving federal aid, including the Federal Direct PLUS Loan.

    Students who fail to meet standards will be notified in writing by email. If a student is placed on academic probation they will be eligible for financial aid during that probationary period. A student may receive probationary scholarship assistance only once.

     
    2.
    SAP Appeal
    A student may appeal a SAP determination that results in loss of aid by completing and submitting to the financial aid office an Academic Progress Appeal Form. Appeals may be granted only if the student failed to meet academic progress requirements as a result of an emergency and/or illness, and these circumstances must have occurred within the semester/academic year during which SAP requirements were not met. All appeals should be submitted no later than 30 calendar days from notice of ineligibility. All decisions made by the committee are final.

     
    3.
    Reinstatement of Aid
    Reinstatement of aid may be obtained by earning additional University approved credits, achieving the indicated percent completion standard, or successfully appealing.
     
    4.
    Duration of Eligibility
    All work must be completed within six years of the time of admission to a graduate program, for those studying for the various master’s degrees; and within eight years for those studying for doctoral degrees. For those admitted directly into a Ph.D. program without a master’s degree in field, work must be completed within eight years. Individual programs may set a shorter time period.

    Graduate students may receive federally funded assistance for the time to completion limits set up by the Graduate School
    – six (6) years for those studying for the various master’s degrees and 8 years for those studying for doctoral degrees. Students pursuing dual master’s degrees will receive aid for a maximum of six (6) years. Students in a combined master’s degree/doctoral degree program are eligible for assistance for a maximum of eight (8) years.


    Federal Aid Academic Requirements
    Applies to all graduate and doctoral students receiving federal aid.

      Credit Completion

    Minimum Cumulative GPA based on Credit Hours Earned

    1. Enroll at least half-time, which is defined as at least 5 credits for graduate students unless enrolled in a 700-level research course.

    2. Effective Fall 2014, students must earn 67% of the total credit hours attempted during his/her overall academic career. Rounding does not apply.
    - ­ Undergraduate and graduate credits cannot be combined to meet standard
    - Withdrawals, incompletes, audits, NG (no grade,) and Fs are attempted but not earned hours.
    - ­Transfer credits are counted in the calculation.



    3.0

    3. Degree must be completed within six years from the time of admission to master’s program; within eight years combined master’s/Ph.D. degrees.



    * Graduate course credits earned include those labeled IP.