Undergraduate How To Apply
Need-Based and Institutional Aid Eligibility
All of the following criteria must be met:
 
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  • be accepted to the University of Miami and enroll in an eligible degree program
     
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  • be a U.S. citizen or an eligible non-citizen
     
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  • have a high school diploma, GED certificate or have passed an 'ability to benefit' test
     
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  • register with the Selective Service system if you are a male between the ages of 18 and 24
     
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  • make satisfactory academic progress toward a degree or completion of a recognized certificate program
     
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  • not owe repayment on a Pell Grant, Federal Supplemental Educational Opportunity Grant (FSEOG), or a state grant at any institution
     
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  • not be in default/delinquent on any Perkins Loan, Federal Direct Subsidized or Unsubsidized Loan, or PLUS Loan at any institution
     
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  • not have borrowed in excess of the limits for the Perkins or Federal Direct Subsidized or Unsubsidized Loan programs
     
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  • not have been convicted as an adult of possessing or selling illegal drugs

    Students seeking a second bachelor’s degree are only eligible for the following Federal programs:
    Work-Study Perkins Loan* Federal Direct Subsidized/ Unsubsidized Loan* Parent PLUS Loan**

    *provided student has not reached aggregate maximum limit in any of the loan programs.
    **provided you are considered a dependent by the FAFSA application.
    For complete listing of educational loans eligibility requirements click here.


    Prospective Students
     
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  • Apply to the University as a degree-seeking student
    This applies to new students and those seeking readmission to the University.

    To be considered for Federal, State, and institutional need-based aid, the following must be completed:
    **Students who only wish to be considered for the Federal Pell Grant or Federal Direct Loans will only need to complete the FAFSA application.

     
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  • Complete the CSS/Financial Aid PROFILE Online
    UM CSS Code is 5815

     
     
    Early Decision
    November 1
    Early Action/Regular Decision
    February 1
    Transfers
    March 1

     
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  • Complete the Noncustodial Parent Profile (if applicable)
    You will be notified during your PROFILE application if this is required and PROFILE will contact your Noncustodial Parent on your behalf. If you are unable to submit the Noncustodial Profile form, please contact our office for more information.

     
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  • Submit SIGNED Prior Year Tax Documents
    Once your PROFILE Application has been completed you will need to submit signed copies of the Parent and Student tax returns (with all schedules) and W-2’s to the Office of Financial Assistance. Estimated financial aid awards will not be processed without this documentation.

     
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  • Submit Current Year Tax Transcripts
    Once filed you will also need to submit copies of the current year tax return transcript (with all schedules) from the IRS and W-2’s to the Office of Financial Assistance. Final financial aid awards will not be disbursed until this documentation has been submitted and reviewed. To obtain the IRS Tax Return Transcript visit www.irs.gov.

    To be considered for federal and state need-based aid, the following must be completed:
     
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  • Complete the FAFSA Online
    Federal School Code is 001536
    Request a FAFSA PIN at www.pin.ed.gov.

  • FAFSA may be completed as early as January 1, but prior to the preferred filing deadlines of February 1 for freshmen and March 1 for transfer students.

  • Florida residents applying for the Florida Student Assistance Grant (FSAG) must meet the initial deadline and complete all subsequent revisions no later than June 1. Students applying after the preferred date will be awarded on a funds available basis.

  • To be considered for State of Florida financial aid the following must be completed:
     
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  • Complete Certification of Florida Residency (Florida residents only)
    Submit to OFAS by mail, fax, or email by June 1. Any certifications received after June 1 will be awarded on a funds available basis when eligible. The FAFSA will also be accepted in addition to the Florida Residency application, if applicable. In addition, two supporting documents will still need to be included for processing (see certification of Florida Residency application for detailed descriptions of all acceptable documentation).

     
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  • Florida Residents Only - Have your high school guidance counselor submit your information and authorization form to the Florida Bright Futures Program
    This requirement must be completed via the Florida Department of Education in Tallahassee. Your high school counselor will know the procedures for completion, but may call our office for assistance if necessary.

     
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  • Register with Selective Services (Male students age 18-24 only)


    Current and Readmitted Students
     
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  • Complete the CSS/Financial Aid PROFILE Online
    UM CSS Code is 5815

    Continuing students*
    April 15

    *Students who entered during the Fall 2014 and later and readmitted students.

     
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  • Complete the FAFSA Online
    Federal School Code is 001536
    FAFSA may be completed as early as January 1, but prior to the April 15 preferred filing deadline.

    Continuing students
    April 15

     
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  • Complete the Noncustodial Parent Profile (if applicable)
    You will be notified during your PROFILE application if this is required and PROFILE will contact your Noncustodial Parent on your behalf. If you are unable to submit the Noncustodial Profile form, please contact our office for more information.

     
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  • Submit Current Year Tax Transcript
    Once filed, you will need to submit copies of the current year tax return transcript (with all schedules) from the IRS and W-2’s to the Office of Financial Assistance. Final financial aid awards will not be disbursed until this documentation has been submitted and reviewed. To obtain the IRS Tax Return Transcript visit www.irs.gov.


    Need Determination
    Your completed FAFSA and CSS / Financial Aid PROFILE will be reviewed to determine your financial need. Financial need is the remaining balance once the estimated family contribution has been subtracted from the cost of attendance:
     
    1.
    Cost of Attendance (COA)
    Includes tuition, fees, on and off campus room and board costs, and additional allowances for books, supplies, transportation and personal expenses.
     
    2.
    Estimated Family Contribution (EFC)
    A student’s family is expected to contribute to their education. A dependent student’s family includes parents and/or stepparents. Independent undergraduate students' families include the student and spouse, if applicable.
    (COA – EFC = Financial Need)


    Verification
    Verification is a federally mandated review process. The Office of Financial Assistance Services is required to obtain and compare information submitted on tax documents, the verification form and the FAFSA. Failure to submit requested documentation may result in cancellation of aid previously offered. Federal student financial assistance (e.g. Federal Pell Grant, Federal Direct Subsidized Loans, UM Grants, etc.) cannot be processed or credited to the student's account until the verification process is complete.

    Any differences between information entered on the verification form or other requested documents and the FAFSA will result in a new determination of financial need. This new determination of financial need may alter the student's financial aid awards and eligibility. Students will be notified by email when a revised award letter has been generated due to verification adjustments.

    Students will be notified by email if they are selected for verification, and must submit the verification form along with all required documents. A list of required documents will be available to students selected for verification in CaneLink on their “To Do List.”

    Note: Federal regulations require submission of IRS Tax Return Transcripts. These may be ordered at www.irs.gov or by calling 1-800-908-9946.


    Satisfactory Academic Progress (SAP)
    The student understands that in order to be eligible for federal, state and institutional financial aid programs they must initially and continually meet satisfactory academic progress (SAP). University of Miami standards of SAP measure a student‘s academic performance both qualitatively and quantitatively by reviewing the following three areas of performance: completion rate for coursework enrolled, cumulative grade point average earned, and the maximum time frame to complete a degree.

    They understand that the Office of Financial Assistance Services is responsible for ensuring that they are meeting these minimum standards. The standards of SAP apply for all federal, state and college funded financial assistance programs. They understand that if they fail to meet the minimum requirements to be eligible for financial aid, they will lose their eligibility at the end of the period of review. They will have the opportunity to appeal the loss of their financial aid; and if the appeal is approved, they will have one semester to improve their GPA and completion rate. They also understand that if their appeal is denied, there is no further recourse to reinstatement of their financial aid at this time. For further information on Satisfactory Academic Progress, please click here.