Academic and need-based aid that does not have to be repaid. Click on one of the links below for more information on a specific type of gift aid program:
- Graduate and Professional Scholarships
Graduate assistantships, fellowships, and grants are coordinated through the specific school in which the student is enrolled. In addition, students may also search the Graduate Scholarship Database.
|The Graduate School|
|The School of Law|
|The School of Medicine|
Loans are funds borrowed by the student and/or parent. In most cases, loans must be repaid with an interest charge and have a time limit for repayment. Effective Fall of 2014, students will only be eligible to receive one academic year of federal direct student loans during the standard academic year (fall/spring/summer terms).
|Types of Loans|
|Applying for Loans|
Work programs allow students to meet part of their educational expenses through part-time employment. The Federal Work Study Program (FWS) awards a specific amount for each academic year. Students apply for FWS through the Free Application for Federal Student Aid (FAFSA) by indicating “yes” on the “interested in student employment” question. Students must reapply annually for FWS.
Visit the Office of Student Employment website for information on other types of work programs such as the Miami Commitment Program, the Student Assistance Program, off-campus job opportunities, and graduate assistantships for graduate students.
Veteran’s programs are part of benefits offered to veterans of the U.S. armed forces that allow our servicemen to achieve their higher education goals. The Office of Veteran’s Affairs oversees all veteran’s programs including the Yellow Ribbon Grant program. Information pertaining to this award is located on the application available through the Office of the Registrar’s website.
In accordance with University policy, veterans’ benefits are considered a resource when calculating eligibility for the institution’s need-based aid programs.
UM also offers the Scholarships for Children and Spouses of Deceased or Disabled Veterans and Service members (CSDDV.) For more information on CSDDV click here.